Sallie Mae Bar Study Loan Phone: (888)272-5543 http://www.salliemae.com/easiapp	No minimum income requirement and no payments required while in school and during the 9-month grace period Applying with a creditworthy cosigner may help applicants qualify Cosigner release option available after the first 24 consecutive on-time payments of principal and interest Easily manage payments for multiple Sallie Mae-serviced student loans on one bill with combined billing Join Upromise® at upromise.com and use the rewards you earn on your everyday purchases to help automatically pay down your eligible Sallie Mae-serviced loans with Upromise Loan Link® Visit www.SallieMae.com/FPLAWTerms for additional information	Apply Now
Sallie Mae Smart Option Student Loan Phone: (888)272-5543 http://www.salliemae.com/easiapp	Market-leading interest rates—LIBOR + 2.50% (2.87% APR) to LIBOR + 10.875% (10.48%APR)1 No origination fees2 Save hundreds—even thousands—of dollars over traditional 15-year payment-deferred private student loans Flexible repayment options—choose affordable fixed payments of $25 a month or make full interest payments to save even more3 Smart Rewardsm —earn 2% of your scheduled monthly payment as a reward in your Upromise account when you make payments on time while in school4 Earn a 0.25 percentage point interest rate reduction while enrolled to make monthly payments by automatic debit5 Applying with a creditworthy cosigner may help you qualify for and/or receive a lower interest rate You can apply to release your cosigner just 12 months after the separation period and making 12 consecutive on-time principal and interest payments6 Borrow what you need—up to 100% of your education costs7	Apply Now