Citibank CitiAssist Alternative Loan Phone: (800)967-2400 http://studentloan.com	Rates as low as Prime- 0.50% 0.50% interest rate reduction with first 48 consecutive monthly on time payments Additional 0.25% interest rate reduction with E-Z Pay auto-debit Fees as low as 0.0% Citibank owns and services throughout the entire life of the loan. One name, one phone number to remember, allowing for combined billing of FFELP and CitiAssist Free checkless bank account with no monthly maintenance fees for Citibank student loan customers Identity theft assistance for all Citibank borrowers	Apply Now
U.S. Bank No Fee Education Loan Phone: (800)242-1200 http://www.usbank.com	No Fees – you receive the full approved loan amount .50% interest rate reduction with AutoPay Low variable interest rate based on Prime, with multiple tiers based on credit evaluation May be used for prior fees and balances owed to school Instant conditional pre-approval E-Signature option Cosigner option Cosigner release option available Defer payments while the student is in school and 6 months after graduation Repayment options - graduated, income-sensitive, extended and level payment plans available	Apply Now