To view Federal student loan terms and conditions follow this link. Lender-specific terms and conditions can be viewed in the Lender Benefits column below.

Sallie Mae Phone: (888)272-5543 http://salliemae.com	Lender ID 802218 0% Federal Default Fee .50% Origination Fee 0.25% interest rate reduction for auto-debit	Apply Now
Wachovia Phone: (877)689-0763 http://wachovia.com/education	Lender ID 830005 0% Federal Default Fee .50% Origination Fee	Apply Now
Discover Student Loans Phone: (877)728-3030 http://www.discoverstudentloans.com	Lender ID 831312 1.00% Federal Default Fee 0.50% Origination Fee 0.25% interest rate reduction for auto-debit	Apply Now
Wells Fargo Phone: (800)658-3567 https://www.wellsfargo.com/student	Lender ID 807176 0.50% Federal Default Fee .50% Origination Fee	Apply Now
Nelnet Phone: (877)804-3603 http://www.nelnet.com	Lender ID 830868 0.50% Federal Default Fee .50% Origination Fee 0.25% interest rate reduction for auto-debit	Apply Now